Holiday Travel Tips: How Auto Insurance Works Across State Lines
The holiday season is one of the busiest travel times of the year, and many Floridians hit the road to visit family or explore new destinations. But how does your auto insurance work once you cross state lines?
Florida’s No-Fault System
Florida drivers carry Personal Injury Protection (PIP) that covers medical expenses regardless of fault. This protection usually extends when you travel out of state, but coverage for other drivers or rental cars may vary.
Before You Leave
• Check liability limits and comprehensive coverage
• Add roadside assistance or rental car reimbursement
• Ensure all listed drivers are current
• Review your uninsured motorist coverage — important in other states
Tip:
If you’re renting a car or sharing driving duties, ask your agent whether your current policy extends to that vehicle. A quick review can prevent costly surprises on the road.
Jupiter-Tequesta Insurance Services can help make sure your policy travels with you — wherever your holiday plans take you.