Insurance You Can Count On
Condo Insurance
Located in Jupiter. Serving all of Palm Beach & Florida
Condo living in South Florida offers convenience, security, and a low-maintenance lifestyle—but that doesn’t mean you can go without insurance. While your condo association may carry a master policy for the building, that coverage often stops at your unit’s walls. At Jupiter-Tequesta Insurance, we help condo owners in Jupiter, Tequesta, Stuart, and throughout Palm Beach and Martin County protect what’s inside their walls with affordable, tailored condo insurance policies.
Whether your condo is your primary residence, a second home, or a rental investment, our licensed agents will guide you to the right protection for your space and your budget.
Local Expertise for South Florida Condo Owners
Not all condo insurance policies are the same. Coastal properties in Palm Beach and Martin County face unique risks, including hurricanes, flooding, and water damage from neighboring units. We help you evaluate:
- Named vs. all-risk policies
- Windstorm and hurricane deductibles
- Flood exclusions (and when to add separate flood insurance)
- Replacement cost vs. actual cash value
As a local, independent agency, Jupiter-Tequesta Insurance has access to top-rated carriers that specialize in Florida condos. We’ll help you compare coverage and pricing to find the best protection.
Why Choose Jupiter-Tequesta Insurance for Homeowners Coverage?
Local, licensed professionals with in-depth knowledge of Florida condo insurance
Personalized, one-on-one service from a licensed local team
Access to multiple national and regional carriers
Trusted by condo owners, HOAs, and property managers throughout South Florida
Flexible options for primary homes, second homes, and investment properties
What Does Condo Insurance Cover?
Condo insurance, also known as an HO-6 policy, fills the gap between what your condo association covers and what you’re personally responsible for. A typical condo insurance policy can include:
- Interior structure coverage (walls, flooring, built-ins)
- Personal property coverage (furniture, electronics, clothing)
- Liability coverage (for injuries or damage to others)
- Loss of use coverage (temporary housing if your unit is unlivable)
- Loss assessment coverage (shared building repairs not covered by the HOA)
- Optional coverage for high-value items, identity theft protection, and more
We review your association’s bylaws and master policy to determine where your responsibility begins—then customize your policy to make sure you’re covered.
What Our Clients Are Saying
Here are just a few reviews from real condo and homeowners we’ve helped:
“I love working with this office. They always return calls and emails quickly, answer all my questions, and explain my options. I appreciate the personalized service and competitive rates.” – James C.
“After moving to Florida, I was overwhelmed by the insurance options. The team here walked me through everything—home, flood, and hurricane coverage. They made sure I had what I needed at a great price.” – Lauren M.
“Mike and his team are amazing. I had to shop for homeowners and condo insurance at the same time, and they made it so easy to understand everything.” – Danielle P.
Local Agents. Real Answers.
At Jupiter-Tequesta Insurance, we live and work in the same communities you do. We’re not a faceless 800-number—we’re your neighbors, and we’re here to help you make smart insurance decisions. Whether you’re buying your first condo, reviewing your coverage at renewal, or purchasing a second home, we’re with you every step of the way.
Request a Condo Insurance Quote Today
Ready to get the coverage you need without overpaying? Contact Jupiter-Tequesta Insurance today for a personalized condo insurance quote. We’ll review your condo association’s master policy and make sure you have protection for everything else.