Specialized Protection for Water-Based Businesses
Commercial Marine Insurance
Located in Jupiter. Serving all of Palm Beach & Florida
If your business operates on or near the water, you need more than basic liability protection—you need marine-grade coverage that understands the risks of working on Florida’s coastline. At Jupiter-Tequesta Insurance, we provide customized commercial marine insurance for boat operators, marine contractors, fishing charters, and waterfront businesses.
Coverage Options Include:
Hull & Machinery Coverage – Protects your vessel from damage or loss
Protection & Indemnity (P&I) – Broader liability coverage, including crew injuries
Cargo and Equipment Insurance – Protects goods, tools, and equipment in transit
Charter and Guide Boat Insurance – For for-hire captains and fishing guides
Marine General Liability (MGL) – Liability for operations performed on the water
Jones Act Coverage – Required for crew working aboard commercial vessels
Dock & Marina Liability – Covers operations at or around docking facilities
Whether your work is in saltwater, inland waterways, or marina construction, we understand the specific challenges marine businesses face—and we’re here to help you manage them.
Why Choose Jupiter-Tequesta Insurance?
We’re a local, independent agency—so we’re not tied to just one provider. That means we shop multiple top-rated commercial insurers on your behalf to find the best coverage at competitive rates. And when you need help understanding the fine print or filing a claim, we’re right here in Jupiter to walk you through it.
Frequently Asked Questions About Commercial Marine Insurance in Palm Beach & Martin Counties
Q: What is commercial marine insurance, and who needs it?
A: Commercial marine insurance protects businesses that operate vessels for work, including charter fishing boats, sightseeing tours, dive boats, and transport vessels. Companies in Jupiter, Palm Beach Gardens, Riviera Beach, and Stuart use this coverage to protect their boats, passengers, crew, and equipment.
Q: Does commercial marine insurance cover passengers on charter boats?
A: Yes. Liability coverage is included to protect against passenger injuries, accidents, or property damage. This is especially important for charter fishing operators in Jupiter, Tequesta, and Jensen Beach, where tourism and boating are year-round industries.
Q: Does commercial marine insurance cover hurricane and storm damage?
A: Yes, policies can include coverage for hurricanes, high winds, and storm surge. Businesses operating near the coast in Palm Beach Island, North Palm Beach, and Hobe Sound often add extra protection for hurricane season.
Q: How much does commercial marine insurance cost in Palm Beach or Martin County?
A: Premiums vary based on the size of the vessel, type of operations, number of passengers, and routes. For example, a small charter boat in Stuart may pay less than a large tour boat in Palm Beach Gardens. We work with multiple carriers to provide the best coverage and rates.
Q: Does commercial marine insurance cover my crew?
A: Yes. Coverage can include Jones Act liability and workers’ compensation for crew members injured on the job. This protection is crucial for fishing and tour operators in Jupiter, Riviera Beach, and Jensen Beach.
Q: Can I bundle commercial marine insurance with other business policies?
A: Absolutely. Many marine businesses in Palm Beach and Martin Counties bundle their marine coverage with general liability, property, and umbrella insurance for complete protection.