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Protect Your Business from the Unexpected

Business Insurance

Located in Jupiter. Serving all of Palm Beach & Florida

Your business is one of your biggest investments. At Jupiter-Tequesta Insurance, we help protect that investment with custom commercial insurance solutions designed for small businesses, entrepreneurs, and professional service providers across Florida. From mom-and-pop shops to growing firms, we make sure you’re covered—so you can focus on building your future, not worrying about risks.

We understand that every business is unique. That’s why we work closely with you to identify potential exposures, determine your coverage needs, and craft a business insurance plan that fits your industry, size, and budget.

business insurance

Our Business Insurance Solutions Include:

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General Liability Insurance – Covers bodily injury, property damage, and legal defense

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Business Interruption Coverage – Reimburses lost income after a covered event

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Commercial Property Insurance – Protects your office, equipment, and inventory

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Workers’ Compensation Insurance – Covers work-related injuries and illnesses

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Professional Liability / Errors & Omissions (E&O) – Covers mistakes or omissions in services

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Business Interruption Coverage – Reimburses lost income after a covered event

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Commercial Property Insurance – Protects your office, equipment, and inventory

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General Liability Insurance – Covers bodily injury, property damage, and legal defense

Whether you’re in retail, construction, professional services, hospitality, or technology, we’ll build a plan that keeps you protected from day-to-day risks and catastrophic events alike.

Why Choose Jupiter-Tequesta Insurance?

We’re a local, independent agency—so we’re not tied to just one provider. That means we shop multiple top-rated commercial insurers on your behalf to find the best coverage at competitive rates. And when you need help understanding the fine print or filing a claim, we’re right here in Jupiter to walk you through it.

Frequently Asked Questions About Business Insurance in Palm Beach & Martin Counties

Q: What is the best business insurance for small businesses in Jupiter and Tequesta?
A: The best business insurance depends on your industry and risks. Many small businesses in Jupiter, Tequesta, and Palm Beach Gardens benefit from a Business Owners Policy (BOP), which combines general liability, property coverage, and business interruption protection in one affordable package.

Q: Do I need workers’ compensation insurance in Florida?
A: Yes, most businesses with four or more employees are required to carry workers’ compensation. Construction businesses must have it even with just one employee. We help companies in Palm Beach County and Martin County stay compliant and protect employees.

Q: How much does business insurance cost in Palm Beach or Martin County?
A: Premiums vary by business size, industry, location, and coverage limits. For example, a retail shop in Stuart or Hobe Sound may pay less than a construction company in Palm Beach Gardens or Riviera Beach. We shop multiple carriers to find the best value for your budget.

Q: What types of businesses need liability insurance?
A: Every business benefits from liability insurance. From contractors and landscapers in Jupiter and Jensen Beach to restaurants, shops, and professional services in Palm Beach Island and North Palm Beach, liability coverage protects against lawsuits, property damage, and injury claims.

Q: Can I bundle multiple business policies together?
A: Yes. Many business owners in Jupiter, Tequesta, and Stuart save money by bundling general liability, commercial property, auto, and umbrella policies. Bundling simplifies coverage and provides broader protection for your business.

Q: Does business insurance cover hurricanes or storm damage?
A: Commercial property insurance usually covers wind and storm damage, but flood coverage must be purchased separately. Businesses near the coast in Palm Beach Island, Riviera Beach, and Jensen Beach often add hurricane and flood policies for complete protection.