Coverage for motorcycles, ATVs, golf carts, and jet skis
Recreational Vehicle Insurance
Located in Jupiter. Serving all of Palm Beach & Florida
South Florida is the perfect place to ride—whether you’re cruising the coast on your motorcycle, exploring trails on your ATV, navigating your golf cart around the community, or flying across the water on a jet ski. At Jupiter-Tequesta Insurance, we offer specialized recreational vehicle insurance policies that protect your freedom to explore while keeping you financially covered in case of an accident, theft, or unexpected damage.
Why Choose Jupiter-Tequesta Insurance for Homeowners Coverage?
Independent agency with access to multiple carriers
Local agents who understand Florida’s insurance needs
Personalized coverage for every type of recreational vehicle
Fast quotes and friendly support from a real, local team
Serving Jupiter, Tequesta, Stuart, and all surrounding areas
Motorcycle Insurance
If you ride a motorcycle in Florida, insurance isn’t just smart—it’s legally required. We’ll help you compare coverage options for:
- Sport bikes, cruisers, touring bikes, trikes, and scooters
- Liability coverage and optional full coverage
- Custom parts and equipment protection
- Guest passenger liability
- Medical payments and uninsured motorist coverage
Our independent agents will walk you through deductibles, policy limits, and optional extras so you get exactly the protection you need—nothing more, nothing less.
ATV & UTV Insurance
Whether you’re using your all-terrain vehicle for recreation, work, or both, you need the right insurance in case of collision, rollover, or injury. We offer ATV and UTV insurance policies that include:
- Bodily injury and property damage liability
- Collision and comprehensive coverage
- Coverage on- and off-road, including trails and private land
- Trailer and transport equipment protection
If you use your ATV seasonally or on private property, we can tailor your coverage accordingly.
Golf Cart Insurance
Golf carts are common in many Florida neighborhoods and HOAs, but they’re often not covered by standard auto or homeowners insurance. Our golf cart insurance covers:
- On- and off-premise liability
- Theft, vandalism, and weather damage
- Property damage and medical payments
- Road-ready coverage for street-legal golf carts
We’ll work with you to ensure your golf cart is properly protected, whether it stays in the community or hits the road.
Jet Ski & Personal Watercraft (PWC) Insurance
Jet skis, Sea-Doos, and other personal watercraft need a specialized policy to protect against accidents on the water. We offer:
- Liability protection for injuries and damage to others
- Collision and theft coverage
- Towing and recovery
- Onboard equipment and accessories protection
Whether you’re riding locally or trailering your PWC across the state, we’ll help you stay covered and compliant.
What Clients Say About Our Team
“I’ve had the best experience with Jupiter Tequesta Insurance. They are extremely professional, efficient, and helpful. The entire team is fantastic. They made the process of getting homeowners and wind insurance painless!” – Rachel B.
“I love working with this office. They always return calls and emails quickly, answer all my questions, and explain my options. I appreciate the personalized service and competitive rates.” – James C.
“After moving to Florida, I was overwhelmed by the insurance options. The team here walked me through everything—home, flood, and hurricane coverage. They made sure I had what I needed at a great price.” – Lauren M.
Local Experts. Real Coverage.
When you work with Jupiter-Tequesta Insurance, you’re getting more than a policy—you’re getting a local team that understands what South Florida drivers and riders need. We’re here to answer your questions, explain the fine print, and help you stay protected year-round.
Get a Free Quote for Recreational Vehicle Insurance
Ready to insure your motorcycle, golf cart, ATV, or jet ski? Contact Jupiter-Tequesta Insurance today for a free, personalized quote and let our local agents help you ride with confidence.
Frequently Asked Questions About Recreational Vehicle Insurance in Palm Beach & Martin Counties
Q: Do I need separate insurance for my motorcycle, golf cart, ATV, or jet ski in Florida?
A: Yes. Standard auto or homeowners policies don’t provide full coverage for recreational vehicles. Specialized insurance ensures your motorcycle, golf cart, ATV, or jet ski is protected against accidents, theft, liability, and damage.
Q: What does recreational vehicle insurance cover?
A: Coverage can include collision, comprehensive, liability, medical payments, and theft. For jet skis and other personal watercraft, policies may also include on-water towing and passenger liability. Golf cart and ATV policies often cover property damage and injury in neighborhoods, communities, or off-road areas.
Q: How much does it cost to insure a motorcycle, jet ski, or ATV in Palm Beach or Martin County?
A: Costs vary depending on the type of recreational vehicle, usage, and location. Premiums may be higher for motorcycles or jet skis in busy areas like Jupiter, Palm Beach Gardens, Palm Beach Island, Stuart, and Jensen Beach. Smaller vehicles like golf carts often cost less to insure.
Q: Is recreational vehicle insurance required in Florida?
A: Motorcycle insurance is required in Florida if you’re riding on public roads. For golf carts, ATVs, and jet skis, insurance may not be legally required but is strongly recommended—especially if you use marinas, HOA neighborhoods, or public off-road areas in Tequesta, Hobe Sound, and North Palm Beach.
Q: Can I bundle motorcycle, golf cart, ATV, or jet ski insurance with other policies?
A: Yes. Many clients in Jupiter, Tequesta, and Palm Beach Gardens bundle recreational vehicle coverage with home, auto, or umbrella policies for extra savings and convenience.